Specialists in life and health insurance
We’re in your corner when it comes to finding the right cover
At Howden, we're specialist life and health insurance brokers who do the heavy lifting so you don't have to. We compare cover from a wide panel of insurers, cut through confusing insurance jargon, and provide clear, personalised recommendations tailored to your needs. Our advice is free, our service is personal, and our Price Promise means you'll never pay more by choosing us.
Named Insurance Broker of the Decade at the British Insurance Awards 2024. Rated Excellent on Trustpilot, with more than 10,000 reviews.
Why choose Howden?
Howden is an award-winning specialist life and health insurance broker, here to make protecting what matters simple.
As a broker, we work across a selected panel of insurers, so instead of one company’s view you get the market compared for you in a single conversation. We take the time to understand what you actually need, then we find cover that fits your life and your budget, and we are still here if you ever need to claim.
We are proud to be founding members of the Protection Distributors Group and active members of the Association of Medical Insurers and Intermediaries, which means we help shape the standards our industry works to.
Benefit checklist:
- Whole of market. We compare cover from leading UK insurers, so you see how policies really differ.
- Free, independent advice. Our advice costs you nothing, and our price promise means you never pay more by arranging cover through us.
- A personal service. A qualified adviser gets to know you.
- Rated Excellent on Trustpilot. With more than 10,000 reviews from people we have helped.
- An award-winning team. Named Insurance Broker of the Decade at the British Insurance Awards 2024.
- See how we can help. When you are ready, a short conversation is all it takes. Tell us what you would like to protect and we will compare the market, explain your options in plain language, and only arrange cover if it is right for you.
How we can help you
Whatever you want to protect, we will compare the market and find cover that fits.
Life insurance
Pays your family a tax-free lump sum if you die during the policy term, so the life you have built together can carry on.
Income protection
Replaces part of your income if illness or injury stops you working, so the mortgage and everyday bills still get met.
Health insurance
Helps you get diagnosis and treatment faster, with access to private medical care when you need it most.
Over 50s life insurance
Guaranteed acceptance with no medical questions, mainly to help with funeral costs or leave a gift for your family.
Unemployment cover
Short-term cover that helps with payments for up to 12 months if you lose your job through no fault of your own.
Mortgage protection
Helps cover your mortgage payments if accident, sickness or unemployment stops you working.
An award-winning team
- Insurance Broker of the Decade, British Insurance Awards 2024
- Health Intermediary of the Year, 2025
- Protection Review, winner 2021 to 2024
- Protection Guru, winner 2022 and 2023